Home Health Care Insurance
Remain independent and living at home by securing a tailored home health care insurance plan that covers professional in-home care.
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The cost of long-term care may be higher than you think. According to recent data from SeniorLiving.org:
Planning ahead can help protect your savings and provide more choices for your future.
Many people simply assume that Medicare will cover the cost of a nursing home stay, assisted living, or long-term in-home care. While Medicare will pay for some intermittent skilled nursing, it doesn’t cover assistance for the activities of daily living (bathing, dressing, transferring from room to room, toileting and continence, eating and preparing meals).
A long-term care insurance advisor will help you find a policy that can help cover the costs of ongoing custodial care that most families eventually need when the time comes.
Long-term care insurance is a private policy that pays for personal and custodial care in a nursing home, assisted living, memory care, or in the comfort of one’s own home when assistance is needed for activities of daily living (bathing, dressing, toileting, mobility, and similar needs) when a person can no longer manage those activities independently.
It's never too early to start thinking about your Long Term Care – especially while you're healthy and can qualify for a Long Term Care Policy.
At Medicare Moss, you’ll find a trusted long-term care insurance agent in New Braunfels to guide you to the right plan.
Depending on the plan, long-term care insurance coverage may apply to:
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Care received in a nursing home
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Assisted living and memory care facility costs
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In-home assistance and personal care services
Long-term care benefits and long-term care policy options vary by plan. Long-term care insurance cost depends on factors like age, health, and the type and amount of coverage selected. Reviewing your options before you need care gives you more choices and, in many cases, more affordable rates.
MORE WAYS TO PLAN AHEAD
Remain independent and living at home by securing a tailored home health care insurance plan that covers professional in-home care.
Help secure your financial future with long-term care insurance that covers nursing home stays, assisted living, and in-home assistance, should you need it.
Obtain specialized insurance that covers expenses related to cancer, heart disease, and strokes. We can also help you select a hospital indemnity plan to cover out-of-pocket hospital costs not covered by other plans.
Select from a range of life insurance plans, including term insurance, whole life insurance, and indexed universal life insurance, to meet your unique circumstances.
Secure your retirement savings with a tax-deferred asset-protection plan. No more stock market downturns, no more commissions, fees or losses. Only growth.
As an experienced Medicare agent, I understand Medicare eligibility requirements and can help you choose the right Medicare coverage options for your individual needs, including Medicare Supplements, prescription drug plans, and Medicare Advantage.
Long-term care planning is one of the more personal financial decisions a family makes. For New Braunfels and Central Texas residents looking for long-term care insurance agents near them, Stacey Moss offers one-on-one consultations to help you understand available plans, ask the right questions, and decide whether this type of coverage fits your situation and budget.
Stacey is a long-term care insurance advisor with more than 10 years of experience serving families throughout Comal County and the surrounding communities. Consultations are available by phone, in person, and in-home where appropriate.